The Royal Bank of Scotland plc.

1978 to 1984 Branch Banking

Credit Analyst, Assistant Branch Manager, and Management Trainee .

I joined the Bank's Graduate Management program from University. I did every job in a branch from sorting the checks to approving Mortgage and Personal Loan applications as Assistant Branch Manager.

I did credit analysis for Corporate Lending in a branch and then within Central Credit Control.

1984 to 1986 Trade Finance

I wrote a system to capture exposures to overseas buyers and automate most aspects of "Letter" writing for a product that we offered called the "Smaller Exporter's Scheme".

I wrote loan documentation for ECGD (U.K. EXIM Bank) supported loans for ships and for a flight simulator.

1986 to 1994 Systems Development

Systems Analysis, Design, Building and Implementation.

Initially, I worked in a two-person team introducing Personal Computers into the International Division of the Bank.

Then I worked on Business and Systems Analysis and the Implementation of a Mainframe project to automate Documentary Letters of Credit.

I moved to the Treasury Team within Systems Development to work on PC Projects their and to assist in the building of a new dealing room. I did rapid prototyping of a deal capture system on PCs.

My last project used Gupta's SQLBase: a client-server database system, to deliver a time series risk management system to the Bank's Internal Credit Control Department.